{"id":2972681,"date":"2026-07-23T05:20:44","date_gmt":"2026-07-23T05:20:44","guid":{"rendered":"https:\/\/familystockandinvestments.com\/?page_id=2972681"},"modified":"2026-08-05T17:00:42","modified_gmt":"2026-08-05T17:00:42","slug":"2972681-2","status":"publish","type":"page","link":"https:\/\/familystockandinvestments.com\/?page_id=2972681","title":{"rendered":"Before Retirement-1"},"content":{"rendered":"\n<p class=\"has-text-align-center has-primary-color has-text-color has-link-color has-x-large-font-size wp-elements-0c1f2e8c2bf23d24e1ce0f212e75eb19 wp-block-paragraph\">Before Retirement<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Y<strong>ounger and working years we have time to get our life plans in order.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(20-30) &#8211; We are entering the workplace and thinking about our future with regard to both work and family, along with all the expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1) A vocation should be something we like and within our skill level. If mechanically inclined an apprenticeship \u201cUsually free\u201d of cost would be a good idea, as if you have a skill you can usually keep food on the table. You don\u2019t end up with a big school loan to burden you down for many years. Work that has on the job training will bring you value and possibly, going on your own in the future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(30-40) &#8211; We should be building a nest egg to purchase our first home, a starter that we can modify to meet our needs. Setting some funds aside from every paycheck will build and compound over time, and help to accomplish this goal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(40-50) &#8211; Should be planning for your future and retirement when the time comes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(50-60) &#8211; By this time you should have accumulated some assets and should be planning to keep big government out of your pocket. A few things you should check out are:<br>1) Roth Ira, IRA, 401-K Investments, and what works best for yourself, family and survivors if things turn bad. I will provide information along with Living Trusts and how to reduce exposure to IRS taxation legally in more detail later.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before Retirement Younger and working years we have time to get our life plans in order. (20-30) &#8211; We are entering the workplace and thinking about our future with regard to both work and family, along with all the expenses. 1) A vocation should be something we like and within our skill level. If mechanically [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2972681","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=\/wp\/v2\/pages\/2972681","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2972681"}],"version-history":[{"count":9,"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=\/wp\/v2\/pages\/2972681\/revisions"}],"predecessor-version":[{"id":6923471,"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=\/wp\/v2\/pages\/2972681\/revisions\/6923471"}],"wp:attachment":[{"href":"https:\/\/familystockandinvestments.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2972681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}